Yes, many lenders offer extensions if your circumstances remain unchanged. Contact your lender if you need extra time.

Net income, or the "bottom line," represents the profit remaining after all expenses have been deducted. It's crucial for evaluating a company's profitability and financial health, influencing investor decisions and strategic planning.

Reducing repayments can be achieved by securing a lower interest rate, extending your loan term, or making extra repayments to lower your total interest over the loan's lifespan.

Mortgage repayments in Australia usually include principal (the amount borrowed) and interest. Repayments can be monthly, fortnightly, or weekly, reducing the loan balance over the term.

Improving your credit score can take anywhere from several months to a few years, depending on your starting point and financial habits. Regular, consistent financial discipline leads to faster improvements.

You can check your credit score for free through Australian credit reporting agencies like Equifax, Experian, or Illion.

Reducing repayments can be achieved by securing a lower interest rate, extending your loan term, or making extra repayments to lower your total interest over the loan's lifespan.

Rentvesting means renting where you want to live and buying an investment property in a more affordable area. It can be a smart way to enter the market early and build equity while maintaining your preferred lifestyle.

Yes, many lenders offering fast loans same day cater specifically to individuals with poor or limited credit histories. However, these loans often come with higher interest rates.

A mortgage broker can offer a range of loan options from multiple lenders, while a bank provides only its own products. Brokers may help find better deals, but banks may offer loyalty benefits.

The FHOG is a government grant designed to assist first-time buyers with their deposit. Eligibility criteria and grant amounts vary by state and territory.

Yes, but breaking a fixed-rate term usually involves fees. Always check with your lender about potential costs before making changes.